Independent guide. Not affiliated with Step Up For Students or any government agency. No fee to apply.
First things first

"I can't even get into my account"

Forgot your username or password

Use the Forgot Username and Forgot Password links on the EMA sign-in screen. They're on the login page itself — you don't need to call anyone for this.

Locked out by two-factor

Only the Primary Parent on the account can request a multi-factor (MFA) reset. If you're the second parent on the account, the primary has to make that call.

You're not sure you ever finished applying

Log in and look for a status of Draft. A draft was never submitted — it holds no place in line and will not be reviewed. This catches more families than any other single thing.

Wrong email on the account

Check every address your household uses, including spam folders, before assuming nothing was sent. Then call support to correct it.

The official support line

Step Up For Students · Monday–Friday, 8 a.m.–5 p.m. ET. Allow up to 48 hours for a reply by email. This is the right number for status questions, holds, and login help.

The decoder

What every EMA status actually means

These are the status labels Step Up For Students uses. Applications generally move through them in this order.

Draft
Started but not yet submitted — you still need to finish and submit it.
What to do: Log back in and finish it. A draft is not an application and holds no place in line.
Submitted
Sent in successfully, waiting to be picked up for review.
What to do: Nothing yet. Watch the email tied to the account — including spam — and check back.
Pending Review
Under review by Step Up For Students.
What to do: Nothing yet. Reviews take longer right after a season opens.
On Hold
They need more information from you — check your email and dashboard for the request.
What to do: This is the one to act on today. Upload whatever document they asked for as soon as you can — missing paperwork is the most common reason an application stalls.
Complete
Review is finished and the application has been processed.
What to do: Check whether there is an award waiting to be accepted. Accepting is a separate step from applying — money does not move until you accept.
Funded
The scholarship money has been placed in your account.
What to do: Time to spend it. Dollars are released quarterly, not all at once.
Denied
The student was not deemed eligible for this scholarship.
What to do: The notice usually explains why. If you think it is an error or your situation changed, call Step Up — and consider whether a different program fits.

In plain terms the journey is: submitted → under review → approved (Complete) → award accepted → funded. Status labels verified against stepupforstudents.org on July 5, 2026. Always confirm current details in your own account.

The question everyone asks

"Where is my money?"

Scholarship dollars are released to accounts on a quarterly schedule during the school year — roughly one deposit per quarter, not the whole award at once. So an application marked Complete can be entirely healthy while your balance still looks small.

Exact deposit dates are posted each year inside your EMA account and on the Step Up website. Always read this year's dates there rather than trusting last year's — they move.

And the step families miss most often: accepting your award is separate from applying. If you were approved but never accepted, nothing funds.

Three ways the money gets spent

MyScholarShop

The built-in marketplace inside your account. You buy, the money comes straight out of the balance.

Pre-approved providers

Tutors, therapists, coaches and programs set up to bill the scholarship directly. Find them here →

Reimbursement

You pay first, then submit the receipt. Some categories need pre-authorization before you buy.

Approved categories and pre-authorization rules change. Confirm current rules in the official purchasing guide before you spend.

Nobody should ever charge you to check your status

  • You never pay a fee to check status or to "speed up" an application.
  • Step Up For Students will never ask for your account password or banking details by phone, text, or email. Its real email comes from @sufs.org.
  • Using a third-party service to log in to your account violates their user agreement. Only use apply.stepupforstudents.org and the official phone number.
  • We are an independent guide. We will never ask for your EMA login, and we could not use it if you gave it to us.
Don't lose this page

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The next application window, the renewal cut-off, and the quarterly funding dates — sent when they're close, not a newsletter.

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